thebalance.com - website profile
The Difference Between Credit Card and a Debit Card
Debit cards offer the convenience of a credit card but work in a different way. Debit cards draw money directly from your checking account when you make the purchase. They do this by placing a hold on the amount of the purchase. Then the merchant sends in the transaction to their bank and it is transferred to the merchant's account.
thebalance.com Alternatives